"I can’t recommend Ross Realty Group enough, especially Debra. There’s no doubt in my mind that this deal wouldn’t have happened without her. Throughout the entire process, Debra went above and beyond from working after hours, navigating difficult neg…
"Ross realty is one amazing team. We just purchased our second home with Eric and Debra. Without their experience and determination we would have never been able to make either of those purchases due to the complexity of the transaction . I’ll always …
"Working with Debra and Eric Ross was more than just a real estate transaction for our family, it was an experience we’ll always be grateful for.
Buying or selling a home can be stressful and uncertain, especially in today’s market, but from the very…
"I LOVE ROSS REALTY GROUP!! I have seen first had what Debra and Eric do for their clients. One of my children had a complicated transition for a condo they had for sale with a different realtor and agent that lacked the experience necessary to sell t…
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Selling your Southern California home is a huge milestone—so when you’re ready to buy again, the next steps should feel just as guided. In our latest post, we break down how to plan your purchase after the sale so timing, financing, and contingencies stay aligned with your goals. With the right strategy, you can protec…
Proposition 37: 17% Second Mortgage
Let’s talk about Proposition 37—a bold idea on the November 3, 2026 ballot that could reshape the path to homeownership for many California families. This measure proposes a state-backed second mortgage, designed for buyers of select newly built homes. If qualified, you’d need to con…
Most and least affordable states for first-time homebuyers in 2026
When it comes to making that first leap into homeownership, it’s never just about finding a house—it’s about changing your situation and future. As someone who’s navigated both banking and real estate trenches, I’ve seen firsthand how stagnant wages and…
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Thinking about buying or selling in Westlake Village right now? Our latest market snapshot breaks down what’s happening today—so you can make pricing, timing, and negotiation decisions with confidence. Whether you’re a family relocating, a move-up buyer, or navigating a major life change, you deserve clear, local guida…
yupsold
Selling your Southern California home is a huge milestone—so when you’re ready to buy again, the next steps should feel just as guided. In our latest post, we break down how to plan your purchase after the sale so timing, financing, and contingencies stay aligned with your goals. With the right strategy, you can protect your equity, reduce stress, and make confident decisions in markets like Thousand Oaks, Westlake Village, and Simi Valley. You deserve real local expertise and clear communication every step of the way. #SouthernCaliforniaRealEstate #ThousandOaks #WestlakeVillage #SimiValley #AgouraHills #Relocation #HomeBuyingTips #RossRealtyGroup
yupsold
Proposition 37: 17% Second Mortgage
Let’s talk about Proposition 37—a bold idea on the November 3, 2026 ballot that could reshape the path to homeownership for many California families. This measure proposes a state-backed second mortgage, designed for buyers of select newly built homes. If qualified, you’d need to contribute at least 3% upfront; the program could then cover up to 17% of the purchase price, closing that daunting 20% down-payment gap, while your primary mortgage takes care of the rest.
The heart of the issue? Down-payment hurdles. I’ve seen firsthand—across 20+ years in sales, mortgage banking, and real estate—how even buyers comfortable with monthly payments get sidelined by the upfront cash crunch. For Latino families and many others facing steep housing costs, this is often the toughest barrier to cross.
With up to $25 billion in revenue bonds in play, homeowners’ loan payments would fund the program and pay back investors—an outside-the-box approach aiming for scale. As someone who’s always believed in finding creative solutions when everyone else is stuck inside the box, I’ll be watching this proposal closely. Real estate isn’t just about properties—it’s about shifting life situations. If Prop 37 passes, it could be a new tool for families ready to make that shift. #losangelerealestate #larealestate #californiarealestate #californiahomes #losangelesrealestate #bayarearealestate #larealestateagent #larealtor #larealtors #bayarearealtor
yupsold
Most and least affordable states for first-time homebuyers in 2026
When it comes to making that first leap into homeownership, it’s never just about finding a house—it’s about changing your situation and future. As someone who’s navigated both banking and real estate trenches, I’ve seen firsthand how stagnant wages and rising prices can make this dream feel just out of reach for so many U.S. households. According to recent data for 2026, the most affordable states for first-time buyers are Mississippi, West Virginia, Arkansas, Alabama, and North Dakota. On the flip side, states like Rhode Island, Utah, Hawaii, Colorado, and California top the list for least affordability. The landscape is tough, but with the right creative strategy and a bit of outside-the-box thinking, there’s always a path to a smart move. Every family, every home, every story is different—and that’s exactly why shifting your situation takes more than a sign in the yard. It takes a partner who sees beyond the transaction. #losangelerealestate #larealestate #californiarealestate #californiahomes #losangelesrealestate #bayarearealestate #larealestateagent #larealtor #larealtors #bayarearealtor
yupsold
Thinking about buying or selling in Westlake Village right now? Our latest market snapshot breaks down what’s happening today—so you can make pricing, timing, and negotiation decisions with confidence. Whether you’re a family relocating, a move-up buyer, or navigating a major life change, you deserve clear, local guidance and steady support from people who know the area. At Ross Realty Group, we treat every client like family—responsive, transparent, and by your side through closing and beyond. #WestlakeVillageRealEstate #ThousandOaks #SimiValley #AgouraHills #SouthernCaliforniaRealEstate #LocalMarketUpdate #RealEstateAdvice #RossRealtyGroup