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Seller Net Proceeds Calculator

How Much Will I Walk Away With When I Sell My Home?

Here's the question every seller asks us first. Not "what's my home worth?" but "what do I actually KEEP?" Plug in your numbers below and watch your estimated net update in real time. 100% free. No sign-up. No sales pitch. Just math.

Your Home

Edit any field
$
What you expect a buyer to pay
$
What you still owe, including any HELOC or second loan
Sets a starting transfer tax rate for your state
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Want these numbers in your inbox?

The calculator is free. Forever. You never have to give us your email to use it.

But if you'd like a copy to save, or a second set of eyes from a local pro, drop your info here. Eric will personally send your numbers and follow up. Only if you want us to.

  • Sale price$0
  • Total selling costs$0
  • Mortgage payoff$0
  • Estimated net$0

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Want your REAL number? Let's build your custom net sheet.

The truth is, a calculator gets you in the ballpark. We get you to the exact seat. We'll pull your actual loan payoff, local escrow and title quotes, and what homes like yours are selling for right now. Then we'll show you how to put more money in your pocket with a seller net proceeds analysis. Free. No pressure.

Book a 15-Minute Call →
Call or text: 805-300-1626Email: [email protected]

How do you net MORE when you sell?

Think of your net like a bucket. Costs are the holes. Our job? Plug the holes and fill the bucket higher. We do it with four pillars. (Here's why sellers list with us.)

Pricing

Priced right on day one with a real comparative market analysis. That's how you get multiple offers instead of price cuts.

Preparation

We spend your prep dollars where buyers actually pay you back. Skip the rest. See our prep playbook.

Promotion

Pro photos, video and targeted marketing that put your home in front of the right buyers fast.

Presentation

Staging and showings that make buyers fall in love, then negotiating so you keep more.

Seller Net Proceeds: Your Questions, Answered

What are "net proceeds" when you sell a house?

Net proceeds are the cash you walk away with after the sale closes. Start with your sale price. Subtract your selling costs (commission, escrow, title, transfer tax, repairs, credits). Then subtract whatever you still owe on your mortgage. What's left is yours.

Is this calculator really free?

Yes. 100% free for anyone, with no sign-up and no email required. Use it as many times as you like. The email form is optional, for anyone who wants a copy of their numbers or a custom estimate from our team.

How much does it cost to sell a house in California?

Most California sellers spend roughly 6% to 10% of the sale price, all in. Commission is usually the biggest piece. Escrow and title insurance, transfer tax, recording fees, prep work and any buyer credits make up the rest.

What is the transfer tax in Ventura and Los Angeles County?

California counties charge a documentary transfer tax of $1.10 per $1,000 of sale price. That's 0.11%, or $1,100 on a $1,000,000 home. Most Conejo Valley cities, like Thousand Oaks, Westlake Village and Simi Valley, don't add a city tax on top.

Some cities do, though. The City of Los Angeles, Santa Monica and Culver City all charge their own transfer taxes, and LA's can be large on higher-priced homes. Selling there? Bump up the Transfer Tax field or give us a call.

Is real estate commission negotiable?

Yes. Commission is always negotiable, and buyer's agent pay is now agreed on separately. That's why the Commission field is editable. The best part? The right agent should earn their fee by netting you more than they cost.

Do I pay taxes on the money I make selling my home?

Maybe. If the home was your main residence for 2 of the last 5 years, you can often exclude up to $250,000 of profit ($500,000 for married couples filing jointly). This calculator doesn't estimate capital gains tax, so talk with your CPA before you sell.

Selling a rental or investment property instead? A 1031 exchange may let you defer the tax.

How accurate is this seller net sheet calculator?

It's a solid starting point. Your real number depends on your exact loan payoff, property tax and HOA prorations, and what you negotiate with the buyer. For a line-by-line estimate, book a quick call and we'll build one for your home. Just getting started? Grab our free Seller's Guide.

This calculator gives estimates for educational purposes only and is not a guarantee of proceeds, an appraisal, or tax, legal or financial advice. Default rates are general assumptions; transfer tax rates shown are approximate state-level figures and local taxes may apply. Actual costs vary by property, loan, local fees and contract terms. Contact The Ross Realty Group at Keller Williams for a detailed estimate. #YupSOLD

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"I can’t recommend Ross Realty Group enough, especially Debra. There’s no doubt in my mind that this deal wouldn’t have happened without her. Throughout the entire process, Debra went above and beyond from working after hours, navigating difficult neg…
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